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Pre paid cards can also be linked to your paycheck for a speedy direct deposit.

But other banks with traditional debit cards, like Chase, say they can give consumers a provisional credit within 1 2 Nike Football Shoes Cr7 For Kids

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It's unknown if this is related to that recent nationwide Target breech, but Coleman says RushCard would not immediately refund her money.

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"And we have to go by procedure," she said. "I had to fill out a form and fax them my id it was a big hassle."

She may keep it for some purchases, but she has transferred her direct deposit to a new checking card.

Nike Football Boots Orange And Yellow

She also received a letter saying, "We apologize for any inconvenience this may have caused Nike Shoes Sports Football

Nike Football Boots Orange And Yellow

It's important to mention, that experts also say in some cases pre paid cards can protect you if you load them with small amounts, it's less money at risk.

If you get a pre paid card make sure you know the policy about provisional credits during an investigation

business days of a potential fraudulent transaction.

you."

For some, it's a more convenient way to spend.

Pre paid cards may have lower fees and cost less than a basic checking account, but in some cases, experts say they offer less protection for consumers.

An early direct deposit pitch from the pre paid "RushCard" is what convinced west suburban Hanover Park resident Jennifer Coleman to ditch her checking account.

Nike Football Boots Orange And Yellow

Nike Football Boots Orange And Yellow

"I notified you Nike Football Boots Orange And Yellow guys and magically within hours my money was in my account," Coleman said.

The patient care tech noticed several fraudulent charges on her RushCard, adding up to about $1,500 at a California Target last week. This, after she used that same card at local Target.

One recent study shows that consumers loaded $64 billion on to pre paid cards in 2012. That Football Boots Moulded Studs

Nike Football Boots Orange And Yellow

Coleman was issued a new pre paid Rush card.

The popularity of pre paid debit cards is skyrocketing, but what the I Team found will have you reading policies, before you sign up.

number is expected to increase by 600 percent .

So the I Team e mailed RushCard media spokesperson and they refunded Coleman within hours.

Related ContentMore: E mail the I Team

Nike Football Boots Orange And Yellow

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Nike Football Boots Orange And Yellow

Nike Football Boots Orange And Yellow

"I checked my balance and I had a balance of 50 cents in my account," Coleman said.

Nike Football Boots Orange And Yellow

´╗┐paid debit cards offer less protection

"I am a single mother now and I have five kids to raise, so I need my money," she said.

One woman called the I Team after $1,500 disappeared from her pre paid card.

RushCard's policy says customers who have direct deposit like Coleman can get provisional credits but the investigation may take up to 10 days.

Nike Football Boots Orange And Yellow

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